Cigna TTK Health Insurance, has launched an enhanced version of ‘CignaTTK ProHealth Insurance’ . The protection solution has been designed with added features for the Indian market to provide 360 degree health coverage.
Currently, Cigna TTK’s ProHealth Insurance offers five different plans to provide choice of right health insurance cover for different segment of customers for their needs. Range of hospitalization cover starts from ₹ 2.5 lakhs and goes upto ₹ 1 crore. The policy provides unique benefit of guaranteed cumulative bonus, which increases coverage under the policy by 5 per cent to 10 per cent of the sum insured every year, irrespective of claims across plans. Cumulative bonus can accumulate maximum upto 200 per cent of sum insured.
The policy also comes with unlimited restoration of sum insured for unrelated illnesses/ injury in a policy year. With increased healthy reward points upto 20 per cent of premium you also save on renewal premium. In addition, the product offers inbuilt coverage of 546 day care treatments, along with a full coverage towards in-patient AYUSH treatment.
The ProHealth accumulate helps you grow a health reserve with a 5 per cent bonus on unutilised HMB every year. You can even utilize upto 50 per cent of the accumulated Health Maintenance Benefit towards payment of premium from 1st renewal and onwards under this version.
ProHealth will offer customers a wide range of sum insured. Redesigned in-line with customer insights, ProHealth aims to address multiple customer requirements through different plan options – ProHealth Protect, ProHealth Plus, ProHealth Preferred, ProHealth Premier, and ProHealth Accumulate. The plan also allows customers to top-up their existing coverage with deductible options from ₹ 50,000 to 10 lakhs. One can also opt for an add-on critical illness cover for an all-round protection
As a part of ProHealth offering, the insured is also eligible for maternity, new born baby and first year vaccination coverage as per plan. In addition, there are value added features such expert medical opinion on critical illnesses, preventive health check-up and more. Tax benefit is available as per prevailing income tax norms along with standard features such as in-patient, pre and post hospitalization, ambulance expenses and donor expenses cover.
Company Profile : Cignattk Health Insurance Co Ltd